Fintegri Review – Scam Or Legit Opportunity? Compensation Plan Breakdown

Welcome to my Fintegri Review.

One of the things that we have to know before joining any business opportunity is to learn if it is a scam or not.

We wouldn’t want to find out later down the road that the company that we joined is a scam and we end up losing all the time and money that we invested into it.

We are going to take a look at the information on the company, the products, and the compensation plan the determine whether or not it is legitimate and compliant with the FTC.

One of the reasons why I decided to take a look at the Fintegri opportunity was because of some of the promotions I’ve gotten online and wanted to learn more about it.

With that said, let’s dive down and see what we can learn about the Fintegri opportunity.

Fintegri Company Overview

In this section of the review, we are going to take a look at the Fintegri company information.

Some of the things that we are going to learn in this section are:

• Who is the owner
• The type of business model and niche the company is in.
• When the company started.

The Owner

The company owner is John Rock.

The Business Model

The business model is designed in an MLM and also in an ROI investment model.

The niche that the company runs in is the cryptocurrency niche.

You will need to invest in USD to join and get paid out in BTC.

Company Information

The company actually started back in 2017 under the name of World Cryptocurrency Investment.

The owner of World Cryptocurrency Investment was founded by Edward Hartley, Daniel Grenon, and Touhid Rahman.

They were all part of the OneCoin opportunity.

In 2017 Edward had passed away and the name of the company was changed to Banner Broker.

A few things happened and eventually, John Rock took over the company when it was under the Banner Broker name.

He then changed the name over to Fintegri is September 2018.

Fintegri began as a company by launching World Cryptocurrency Investment back in 2017.

That is all that we have for the company and some of the background that we’ve found about the company and the owner.

Let’s move on.

Another great review: Universal Crypto Mining Club Review – Scam or Legit? Compensation Plan Breakdown

Fintegri Products Review

In this section of the review, we are going to look at the information on the Fintegri company.

When you are dealing with an MLM structured commission business model you must have retail products to be compliant with the FTC.

Unfortunately, Fintegri does not offer any retail products or service to regular customers that do not wish to participate in the opportunity side of the company.

You are able to make an investment to join the Fintegri opportunity and earn money with the opportunity that it provides.

That is all there is to the products that Fintegri offers, let’s move on to the next section.

Another great review: Valentus Review – Scam or Legit? Compensation Plan Breakdown

Fintegri Compensation Plan Breakdown

In this section of the review, we are going to take a look at the Fintegri compensation plan information and how you make money with it.

Fintegri offers 2 ways to earn with their compensation plan which are:

• ROI Commissions
• Referral Commissions

ROI Commissions

To get started with the Fintegri opportunity you must make an investment.

The investment that you make with the 5 packages that the company offers also offers an ROI.

Here is a breakdown of the 5 package levels and the ROI that you can earn:

• Bronze Level – This level requires an investment of $100. There is no ROI offered at this level.
• Silver Level – This level requires an investment of $500. You will receive $3 to $6 a day ROI for a total of 225 days.
• Gold Level – This level requires an investment of $1000. You will receive $5 to $12 a day ROI for a total of 300 days.
• Platinum Level – This level requires an investment of $5000. You will receive $30 to $64 a day ROI for a total of 375 days.
• VIP Level – This level requires an investment of $10,000. You will receive $70 to $150 a day ROI for a total of 450 days.

A 35% fee will be charged for ROI payments.

Referral Commissions

Fintegri offers referral commissions for sponsoring new members and also from your team members sponsoring new members.

This includes residual commissions from investments and re-investments.

Depending on what your rank is in the company will dictate the number of commissions that you will qualify for.

Each rank in the company has certain requirements to reach them.

Here is a breakdown of the ranks that Fintegri offers…

Fintegri Ranks

Fintegri has a total of 8 ranks available that you can qualify for.

Here is a breakdown of the ranks and what you need to qualify for each one:

• Premier Rank – To qualify for this rank you will need to generate and maintain $35,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.
• Ruby Rank – To qualify for this rank you will need to generate and maintain $75,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.
• Emerald Rank – To qualify for this rank you will need to generate and maintain $200,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.
• Diamond Rank – To qualify for this rank you will need to generate and maintain $500,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.
• Blue Diamond Rank – To qualify for this rank you will need to generate and maintain $1,000,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.
• Royal Diamond Rank – To qualify for this rank you will need to generate and maintain $2,000,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.
• Royal Ambassador Rank – To qualify for this rank you will need to generate and maintain $5,000,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.
• Crown Royal Ambassador Rank – To qualify for this rank you will need to generate and maintain $10,000,000 in weekly investment volume on the weaker (less volume) leg of your binary compensation plan.

The majority of other MLM companies require you to sponsor a certain amount of people and get them to a certain rank, as you can see with the qualifications that Fintegri has in place you just need to focus on the investment made by your entire team.

Investment (fast start) Referral Payout

Fintegri offers what many other companies call a fast start bonus for personally sponsoring new affiliate members.

The company offers a percentage of the investment amount that your personally referred new members make.

The amount that you can earn will depend on the investment level that you started with and also on the investment amount that your referrals make.

Here is a breakdown of what that looks like:

• Bronze Level – When you join at this level you will receive 10% on all investment packages.
• Silver Level – When you join at this level you will receive 10% on Bronze package levels and 15% on Silver and higher investment package levels.
• Gold, Platinum, and VIP Levels – When you join at these levels you will receive 10% on Bronze package levels, 15% on Silver package levels, and 20% on Gold, and higher investment package levels.

Sponsoring Commissions

Fintegri offers what they call sponsoring commissions that are paid using the MLM matrix compensation plan.

This matrix is structured in a 3×18 compensation plan.

The way that this matrix works is that you will have only 3 legs that triple the number of spots that your personals and team members can be placed on.

So the first level will have 3 spots only, and the next will have a fixed 9 spots, and then on the next will have 27 and so on until you reach 18.

So there are many spots to earn from on this matrix plan.

You can fill these positions through direct and indirect sponsoring.

The amount that you will earn will depend on your rank and also on the investment amount package level that you started out with.

Here is what that looks like:

• Bronze Level – When you invest in this package level you can earn on the first 3 levels of the matrix compensation plan.
• Silver Level – When you invest in this package level you can earn on the first 6 levels of the matrix compensation plan.
• Gold Level – When you invest in this package level you can earn on the first 9 levels of the matrix compensation plan.
• Platinum Level – When you invest in this package level you can earn on the first 14 levels of the matrix compensation plan.
• VIP Level – When you invest in this package level you can earn on all 18 levels of the matrix compensation plan.

The company website did not disclose the commission amounts.

Residual Commissions

Fintegri offers residual commissions as part of their compensation plan.

The way they pay these commissions out is by using an MLM binary compensation plan structure.

Binary compensation plans only have 2 legs that you can build to unlimited depth.

You can build these positions on either side by direct and indirect sponsoring.

Funtegri pays out using a point system and pays from the leg that has less volume or the leg that has fewer points.

Here is how the point system is broken down:

• Bronze Level – This package level will generate 80 points that will go towards your residual commissions.
• Silver Level – This package level will generate 400 points that will go towards your residual commissions.
• Gold Level – This package level will generate 800 points that will go towards your residual commissions.
• Platinum Level – This package level will generate 4000 points that will go towards your residual commissions.
• VIP Level – This package level will generate 8000 points that will go towards your residual commissions.

Depending on your investment level will depend on the amount that you can earn per week from the residual commissions.

Here is a breakdown of what you can earn from the residual commissions every week depending on your investment level package.

• Bronze Level – When you are at this level you can earn 6% of the matched points from the weaker leg. At this level, you are capped at earning $1000 per week.
• Silver Level – When you are at this level you can earn 8% of the matched points from the weaker leg. At this level, you are capped at earning $2500 per week.
• Gold Level – When you are at this level you can earn 10% of the matched points from the weaker leg. At this level, you are capped at earning $5000 per week.
• Platinum Level – When you are at this level you can earn 10% of the matched points from the weaker leg. At this level, you are capped at earning $10,000 per week.
• VIP Level – When you are at this level you can earn 10% of the matched points from the weaker leg. At this level, you are capped at earning $50,000 per week.

Fintegri Matching Bonus

The company also offers a matching bonus that is paid using the MLM unilevel compensation plan.

For those that are unfamiliar with how the unilevel works, here is a quick breakdown:

• 1st Level – This level of your unilevel compensation plan will only have your personally sponsored members on it.
• 2nd Level – This level of your unilevel compensation plan will only have your team members that your level 1 members personally sponsored on it.
• 3rd Level – This level of your unilevel compensation plan will only have your team members that your level 2 members personally sponsored on it.
• and so on…

I hope that makes sense.

The Fintegri matching bonus is capped at 6 levels of pay that you can earn from.

Here is the amount of money that you can make depending on the rank in the company that you qualify for.

• Premier Rank – When you qualify for this rank you can earn a 5% match on your level 1 personally sponsored members.
• Ruby Rank – When you qualify for this rank you can earn a 5% match on level 1 and level 2.
• Emerald Rank – When you qualify for this rank you can earn a 10% match on level 1 and 5% on level 2.
• Diamond Rank – When you qualify for this rank you can earn a 10% match on level 1 and 5% on level 2 and level 3.
• Blue Diamond Rank – When you qualify for this rank you can earn a 10% match on level 1 and level 2 and 5% on level 3.
• Royal Diamond Rank – When you qualify for this rank you can earn a 10% match on level 1 and level 2 and 5% on level 3 and level 4.
• Royal Ambassador Rank – When you qualify for this rank you can earn a 10% match on level 1 and level 2 and 5% on levels 3, 4, and 5.
• Crown Royal Ambassador Rank – When you qualify for this rank you can earn a 10% match on levels 1, 2, and 3 and 5% on levels 4, 5, and 6.

That is all there is to the Fintegri compensation plan and how you make money with it.

Let’s move on to the next section.

Another great review: Limbic Arc Review – Scam or Legit? Compensation Plan Breakdown

Fintegri FAQ Section

In this section of the review, we are going to answer some of the questions that people may have when thinking about joining the Fintegri opportunity.

Is Fintegri Accredited With The BBB?

No, Fintegri is not accredited with the Better Business Bureau.

This is not an indication for a company being a scam, it simply means that they do not have accreditation or a listing.

In the case of Fintegri, they are not listed, but even if they were I would rather go by what was found in other resources simply because the BBB has been known for having manipulated ratings and reviews.

However, I do like to refer to the BBB for additional company information and to compare the reviews and testimonials with my other resources when the BBB offers it.

How Much Does It Cost To Join Fintegri?

The cost to join Fintegri will require a minimum investment of $100 to $10,000.

Here is a breakdown of the investment package levels:

• Bronze Level – This package level will require $100 to join. (does not offer ROI commissions)
• Silver Level – This package level will require $500 to join.
• Gold Level – This package level will require $1000 to join.
• Platinum Level – This package level will require $5000 to join.
• VIP Level – This package level will require $10,000 to join.

The next section of the review is what many of you have been waiting for which is…

Is Fintegri A Scam or Legit Opportunity?

In my opinion, Fintegri is a scam.

Here are a couple of reasons why I feel that it is a scam.

• The opportunity is an MLM company that offers no retail products.
• The promised ROI is sustainable how? There is no proof.
• The Altcoins that they use within their program have no value outside of the program.

The issue that concerns the company offering no retail products when it is clearly an MLM company makes this program a Ponzi Scheme by FTC standards.

Related Articles: MLM Reviews, Scams, and Compensation Plans

My Final Fintegri Thoughts and Review

In this section of the review, I am going to share my final thoughts about the Fintegri opportunity.

We took the time to look at the information on the Fintegri company, the products, and the compensation plan.

We also took a look at some of the compliance issues that we’ve found with the company.

You should now have a clear idea of whether or not you feel this opportunity is right for you.

But here is the question…

Would I recommend the FinTegri opportunity?

No, I can’t personally recommend Fintegri for the issues that were discussed earlier.

Just know, that in my opinion, this is not a long-term business venture.

I feel that this was designed for short-term profits.

But hey, this is my opinion, and the company might change things around to make it a legit program.

I hope you enjoyed my Fintegri review.

Make sure to click on the social share buttons on this page and share it with others so that people can know exactly what the Fintegri opportunity is really all about.

Thank you!